In total, the whole Evo team can save more than

RM20,000

yearly under PrOmilej!!

Save up to

40%

on your insurance premium for comprehensive coverage if your car usage is less than 5,000km yearly.

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

THE EVO TEAM GARAGE

WHY PAY MORE IF YOU DRIVE LESS?

As incidences of road accidents continue to rise, the importance of having a car insurance to protect us from unforeseen losses, even due to no fault of our own, cannot be overstated.

 

Having your car insured before you hit the road is not just important; it is, under the law, mandatory. You can’t renew your road tax before first renewing your insurance.

 

This is, therefore, a major and unavoidable expenditure in your journey of car ownership. It is a bit like car maintenance, except that, unlike servicing, your car insurance costs are fixed regardless of vehicle usage.

 

Does it make sense that your spare car sitting on the porch pays the same insurance as the e-hailing driver’s high-miler clocking 200-300km per day ferrying passenger after passenger?

Happily, Pacific & Orient Insurance has introduced the PrOmilej plan, an innovative insurance scheme that reduces the premium you pay based on how much you use your car. Use more, pay more. Use less, pay less. It is a fair and equitable concept.

0KM

15,000KM

10,000KM

5,000KM

YOUR PREMIUM WILL BE ADJUSTED ACCORDING TO YOUR MILEAGE PLAN

40%

SAVINGS OF YOUR PREMIUM

20%

SAVINGS OF YOUR PREMIUM

10%

SAVINGS OF YOUR PREMIUM

PLAN 1

PLAN 2

PLAN 3

KILOMETRES

PREMIUM

The best part is, your savings are up front. Pay the discounted amount when you renew your insurance, and top up along the way only if you exceed your mileage threshold.

0KM

15,000KM

10,000KM

5,000KM

What if you exceed your mileage limit?

Your policy automatically switches to third party coverage, reducing your protection, but keeping your car road legal.

You can top up to a higher mileage or Full Mileage cover plan by just paying the difference with a maximum of two top ups allowed.

RM1,537

RM2,049

RM2,305

RM2,561

+RM512

+RM256

+RM512

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

Bobby Ang

2010 Aston Martin Rapide

2013 Audi RS 6

2012 BMW 640i Cabriolet

RM6,308

RM3,785

RM5,371

RM3,223

RM4,856

RM2,914

TOTAL SAVINGSRM6,614

Kon

2016 Ford S-Max

2003 BMW 520i

2007 Proton Waja

RM2,561

RM933

RM676

RM1,537

RM560

RM406

TOTAL SAVINGSRM1,668

New rims for E39

Beng Lim

2010 Mazda MX-5

RM1,693

RM1,016

TOTAL SAVINGSRM677

The little FIAT would have been free.

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

2 years of Kotex

Nazz

2008 Mazda RX-8

2018 Honda Civic 1.8

RM1,155

RM2,073

RM693

RM1,244

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

TOTAL SAVINGSRM1,291

Engine oil to Enduro and back

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

Fadhil Isa

2011 Lotus Elise

RM4,190

RM2,514

TOTAL SAVINGSRM1,676

5 Sepang track days

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

Thana

2013 Audi A6 Hybrid

RM2,002

RM1,201

2 years road tax + 1 KFC bucket meal

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

Sree

2017 Volkswagen Passat B8

RM2,670

RM1,602

TOTAL SAVINGSRM1,068

Tamron 18-200mm lens

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

Chu Yang

2011 BMW M3 Cabriolet

RM4,035

RM2,421

TOTAL SAVINGSRM1,614

One tyre

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

Steven

2011 Audi R8 V8

RM6,630

RM3,978

TOTAL SAVINGSRM2,652

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

2017 Honda HR-V

RM1,685

RM1,011

TOTAL SAVINGSRM674 each

Nike Air Jordan 1 Retro

Fenn Chia

Kevin

Flight to Perth

Short Vacation With The Wife

PLAN 1

(40% SAVINGS)

TOTAL PREMIUM

-55%NCD

+ Windscreen + Special Perils

HP Tan

2011 Lexus IS 250

RM2,034

RM1,220

TOTAL SAVINGSRM814

Fixed steering rack

TOTAL SAVINGSRM801

Example: Kon's S-Max